IVY INVESTED INVESTMENT OPTIONS

The Ivy InvestEd 529 Plan offers multiple investment options, including six age-based portfolios and static portfolios, and 19 individual fund portfolios.

Age-Based Portfolios

These portfolios seek diversification and appropriate asset allocation based on the approximate time horizon until funds are needed to pay for qualified education expenses. As the designated beneficiary ages, the investment will gradually move to a more conservative portfolio in an effort to help reduce the risk of loss when capital preservation is needed most.

The balance is automatically exchanged to a different age-based portfolio within approximately 30 days of the designated beneficiary’s 5th, 9th, 12th, 15th and 19th birthdays.

Ivy InvestEd 529 Plan Age-Based Glide Path

(As of August 2019)

Chart Showing The cost of missing the market can be significant

Chart Showing The cost of missing the market can be significant

This chart illustrates a representative allocation based upon the applicable asset allocation ranges for each portfolio and does not reflect actual portfolio allocations. Allocation percentages may change over time at the discretion of the portfolios’ investment manager. This risk/potential return spectrum shows our assessment of the potential levels of risk vs. potential return among the portfolios. A portfolio's placement on this spectrum represents its risk/potential return profile (based on standard deviation). All portfolios involve a certain degree of risk, and there can be no assurance that any of these portfolios will experience more or less risk or potential return than any other portfolio. Please refer to the InvestEd Portfolios Prospectus for additional information.

Static Portfolios

These portfolios allow for investing outside the age range of the designated beneficiary. This option allows the account owner to stay in the portfolio of his or her chosen risk tolerance until the funds are needed to pay education expenses.

Diversification and asset allocations are techniques to help manage risk, it cannot guarantee a profit or protect against loss in a declining market.

Ivy InvestEd 529 Plan Age-Based & Static Portfolios

Aggressive Portfolio

0 - 4 YEARS OLD
61% U.S. Equity
29% International Equity
10% Fixed Income

View portfolio detail

Growth Portfolio

5 - 8 YEARS OLD
51% U.S. Equity
24% International Equity
25% Fixed Income

View portfolio detail

Balanced Portfolio

9 - 11 YEARS OLD
42% U.S. Equity
18% International Equity
40% Fixed Income

View portfolio detail

Conservative Portfolio

12 - 14 YEARS OLD
29% U.S. Equity
11% International Equity
60% Fixed Income

View portfolio detail

Income Portfolio

15 - 18 YEARS OLD
19% U.S. Equity
6% International Equity
75% Fixed Income

View portfolio detail

Fixed Income Portfolio

19+ YEARS OLD
100% Fixed Income

View portfolio detail

Individual Fund Portfolios

These portfolios allow the account owner to create a custom portfolio of individual mutual funds from a diverse offering of U.S. Equity Funds, Global/International Equity Funds, Fixed-Income Funds, and Specialty Funds.

View Individual Fund Portfolios Performance


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1.800.532.2780


Before investing, investors should carefully consider the investment objectives, risks, charges and expenses of the Ivy InvestEd 529 Plan. This and other information is found in the InvestEd Portfolios prospectus, and the Ivy Funds prospectus, the Ivy InvestEd 529 Plan Program Overview, and the InvestEd 529 Plan Account Application. All of these items are available from these links or from a financial advisor. Please read the prospectus carefully before investing.

Before investing, non-residents or tax-payers of states other than Arizona should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors than those offered under the Ivy InvestEdSM 529 Plan. Please consult your tax advisor regarding your personal tax situation.

The Ivy InvestEd 529 Plan and shares of InvestEd Portfolios are offered by Waddell & Reed, Inc. as part of the Arizona Family College Savings Program Trust Fund, a 529 plan administered by the Arizona Commission for Postsecondary Education (the “Program”). Waddell & Reed, Inc. is one of multiple financial Institutions eligible to offer Investments under the Program. Accounts a not insured by the State of Arizona, the Trust, the Arizona Commission for Postsecondary Education, or any other governmental entity, Waddell & Reed, Inc., Ivy Distributors, Inc., or any affiliated or related party, and neither the principal deposited nor the Investment return is guaranteed by any of the referenced parties.

Past performance is not a guarantee of future results. Investments into a 529 plan, including the Ivy InvestEd 529 Plan, are not guaranteed, and all investments involve a certain degree of risk. The value of your Ivy InvestEd 529 Plan account will depend upon the performance of the portfolios in which your account is invested and will fluctuate. It is possible that the value of your account may be less than the amount you invested.

Past performance is not a guarantee of future results. Investments into a 529 plan, including the Ivy InvestEd 529 Plan, are not guaranteed, and all investments involve a certain degree of risk. The value of your Ivy InvestEd 529 Plan account will depend upon the performance of the portfolios in which your account is invested and will fluctuate. It is possible that the value of your account may be less than the amount you invested.

The information provided may include references to concepts that have legal, accounting and tax implications. It is not to be construed as legal, accounting or tax advice, and is provided as general information to assist in the understanding the issues discussed. Neither Waddell & Reed, Inc. nor Ivy Distributors, Inc., nor their associates offer tax, legal, or accounting advice. You may want to consult with your accountant or tax advisor to discuss your personal situation. Investment decisions should always be made based on an investor's specific financial needs, objectives, goals, time horizon and risk tolerance.