IVY INVESTED℠ 529 PLAN

IT’S TAX ADVANTAGED.
IT’S CONVENIENT AND FLEXIBLE.
IT’S EASY TO GET STARTED.

Ivy InvestEd 529 Plan is a flexible, tax-advantaged 529 plan that allows you to invest for future education goals.

TAX ADVANTAGES1

  • Earnings grow federal income tax free.
  • Withdrawals are federal income tax free if applied to qualified education expense.
  • Tax breaks may be available in some states.
  • Estate planning advantages also available.

CONVENIENT AND FLEXIBLE

  • No income restrictions.
  • High contribution limits available.
  • Owner sets up account for the benefit of the selected beneficiary and account is transferable, if need be.
  • Investment options include six age-based or static portfolios plus 19 individual fund portfolios, managed by professional money managers.

EASY TO GET STARTED

  • Accounts can be opened with as little as $250 per fund.
  • Automatic monthly investment or Automatic Investment Service (AIS) Accounts can also be opened with only $150 per fund.2
  • If an account is established through payroll deduction or salary deferral, there are no account minimums.2

Illustration assumes an initial $5,000 investment and monthly investments of $100 for a period of 18 years. It also assumes an annual investment return of 5%, compounded monthly, and a federal income tax rate of 24%. Investment losses could affect the relative tax-deferred investing advantage. It assumes no distributions are made during these periods. However, lower maximum tax rates on capital gains and dividends would make the investment return for the taxable investment more favorable. Changes in tax rates and tax treatment of investment earnings may impact the comparative results. Actual returns will vary.

Withdrawals of earnings from a tax-deferred account may be subject to ordinary income tax, and early withdrawals can be subject to an additional 10% penalty. Each investor should consider his or her current and anticipated investment horizon and income tax bracket when making an investment decision, as the illustration may not reflect these factors. These figures do not reflect any management fees or expenses that would be paid by a 529 plan participant. Such costs would lower performance.

This chart is shown for illustrative purposes only. Past performance is no guarantee of future results.




To learn more about the Ivy InvestEd 529 Plan,
contact your financial advisor.